The Virtual Family Office is NOT a registered entity and is NOT affiliated with Dempsey Lord Smith or Dempsey Lord Smith Advisory. Securities offered through Dempsey Lord Smith, a registered Broker-Dealer & member FINRA & SIPC. Investment Advisory Services offered through Dempsey Lord Smith Advisory, an SEC Registered Investment Advisor. The Retirement Strategy Connection, Dempsey Lord Smith and Dempsey Lord Smith Advisory are independent entities.